Cost to Own
United StatesVirginiaShenandoah CountyMaurertown Population 1,138 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Maurertown, Virginia

A $263,000 home here costs

$1,974

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,352. The real number is $622 higher every month — 46% more than the payment most buyers budget for.

Maurertown median: $263,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $210,400 borrowed $1,352
Property tax0.512% effective rate for Maurertown itself $112
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $65
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $219
Total monthly $1,974

Maurertown against Shenandoah County and Virginia

MeasureMaurertownShenandoah County
Median home value$263,400$265,800
Median property tax$1,349$1,451
Effective tax rate0.512%0.546%
Median gross rent$1,391$968
Population1,13844,630

The weather behind that power bill

Maurertown sits in Shenandoah County, which averages a high of 85.4°F in its hottest month and a low of 21.3°F in its coldest, with 37.16" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 807 cooling and 5,219 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Shenandoah County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Shenandoah County

Full Shenandoah County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Maurertown?

A $263,000 home in Maurertown, Virginia costs approximately $1,974 per month with 20% down at 6.66%. That is $1,352 principal and interest, $112 property tax, $65 homeowners insurance, $226 utilities and $219 set aside for maintenance.

What is the property tax rate in Maurertown?

Maurertown has an effective property tax rate of 0.512%, based on a median home value of $263,400 and median real estate taxes of $1,349. That is lower than the Shenandoah County average of 0.546%.

What is the average home price in Maurertown?

The median owner-occupied home value in Maurertown, Virginia is $263,400, against $265,800 across Shenandoah County.

Is it cheaper to rent or buy in Maurertown?

Median gross rent in Maurertown is $1,391 a month, against $1,974 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Maurertown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology