Cost to Own
United StatesPennsylvaniaPerry CountyMarysville Population 2,667 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Marysville, Pennsylvania

A $184,000 home here costs

$1,638

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $946. The real number is $692 higher every month — 73% more than the payment most buyers budget for.

Marysville median: $183,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $147,200 borrowed $946
Property tax1.404% effective rate for Marysville itself $215
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $61
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $153
Total monthly $1,638

Marysville against Perry County and Pennsylvania

MeasureMarysvillePerry County
Median home value$183,500$222,800
Median property tax$2,577$2,775
Effective tax rate1.404%1.246%
Median gross rent$912$838
Population2,66745,988

The weather behind that power bill

Marysville sits in Perry County, which averages a high of 83.5°F in its hottest month and a low of 21.5°F in its coldest, with 43.72" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 773 cooling and 5,543 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Perry County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Perry County

Full Perry County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Marysville?

A $184,000 home in Marysville, Pennsylvania costs approximately $1,638 per month with 20% down at 6.66%. That is $946 principal and interest, $215 property tax, $61 homeowners insurance, $262 utilities and $153 set aside for maintenance.

What is the property tax rate in Marysville?

Marysville has an effective property tax rate of 1.404%, based on a median home value of $183,500 and median real estate taxes of $2,577. That is higher than the Perry County average of 1.246%.

What is the average home price in Marysville?

The median owner-occupied home value in Marysville, Pennsylvania is $183,500, against $222,800 across Perry County.

Is it cheaper to rent or buy in Marysville?

Median gross rent in Marysville is $912 a month, against $1,638 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marysville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology