Cost to Own
United States › Pennsylvania › Perry County › Marysville Population 2,667 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $676 a month in taxes, insurance, utilities and upkeep. See the full Perry County picture

Total monthly cost of ownership

Cost to Own a Home in Marysville, Pennsylvania

A $184,000 home here costs

$1,679

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $72,000 a year.

P&I 60%Tax 13%Insurance 4%Utilities 15%Upkeep 9%

A standard mortgage calculator would have told you $1,003. The real number is $676 higher every month, 67% more than the payment most buyers budget for.

Compare Perry County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Marysville from a five-year rolling sample, and with about 2,667 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Perry County figures are drawn from a far larger sample if you want a steadier number.

Marysville median: $183,500
Under 20% adds PMI
Freddie Mac PMMS
PA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $147,200 borrowed $1,003
Property tax1.404% effective rate for Marysville itself $215
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $61
Electricity21.77ยข/kWh, Pennsylvania residential average, EIA $178
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $153
Total monthly $1,679

Marysville against Perry County and Pennsylvania

MeasureMarysvillePerry County
Median home value$183,500$222,800
Median property tax$2,577$2,775
Effective tax rate1.404%1.246%
Median gross rent$912$838
Population2,66745,988

The weather behind that power bill

Marysville sits in Perry County, which averages a high of 83.5°F in its hottest month and a low of 21.5°F in its coldest, with 43.72" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 773 cooling and 5,543 heating degree days, which is what sets the $178 electricity line above.

See the full climate breakdown for Perry County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Perry County

Full Perry County cost breakdown · Every county in Pennsylvania

Talk to someone who works this market

These are Marysville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Marysville every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Marysville I already own here and may sell

Common questions

How much does it cost to own a home in Marysville?

A $184,000 home in Marysville, Pennsylvania costs approximately $1,679 per month with 20% down at 7.24%. That is $1,003 principal and interest, $215 property tax, $61 homeowners insurance, $246 utilities and $153 set aside for maintenance.

What is the property tax rate in Marysville?

Marysville has an effective property tax rate of 1.404%, based on a median home value of $183,500 and median real estate taxes of $2,577. That is higher than the Perry County average of 1.246%.

What is the average home price in Marysville?

The median owner-occupied home value in Marysville, Pennsylvania is $183,500, against $222,800 across Perry County.

Is it cheaper to rent or buy in Marysville?

Median gross rent in Marysville is $912 a month, against $1,679 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Marysville?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Marysville, Pennsylvania at today's rate takes a household income of roughly $72,000 a year. That covers the full $1,679 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marysville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Pennsylvania.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology