Cost to Own
United StatesIllinoisTazewell CountyMarquette Heights Population 2,613 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Marquette Heights, Illinois

A $122,000 home here costs

$1,269

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $627. The real number is $642 higher every month — 102% more than the payment most buyers budget for.

Marquette Heights median: $121,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $97,600 borrowed $627
Property tax2.065% effective rate for Marquette Heights itself $210
Homeowners insuranceIllinois averages $1,223/yr (NAIC), or 0.47% of home value $48
Electricity23.85¢/kWh — Illinois residential average, EIA $214
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $102
Total monthly $1,269

Marquette Heights against Tazewell County and Illinois

MeasureMarquette HeightsTazewell County
Median home value$121,600$164,500
Median property tax$2,511$3,481
Effective tax rate2.065%2.116%
Median gross rent$1,132$898
Population2,613130,555

The weather behind that power bill

Marquette Heights sits in Tazewell County, which averages a high of 86.3°F in its hottest month and a low of 17.6°F in its coldest, with 37.55" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,157 cooling and 5,614 heating degree days, which is what sets the $214 electricity line above.

See the full climate breakdown for Tazewell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tazewell County

Full Tazewell County cost breakdown · Every county in Illinois

Common questions

How much does it cost to own a home in Marquette Heights?

A $122,000 home in Marquette Heights, Illinois costs approximately $1,269 per month with 20% down at 6.66%. That is $627 principal and interest, $210 property tax, $48 homeowners insurance, $282 utilities and $102 set aside for maintenance.

What is the property tax rate in Marquette Heights?

Marquette Heights has an effective property tax rate of 2.065%, based on a median home value of $121,600 and median real estate taxes of $2,511. That is lower than the Tazewell County average of 2.116%.

What is the average home price in Marquette Heights?

The median owner-occupied home value in Marquette Heights, Illinois is $121,600, against $164,500 across Tazewell County.

Is it cheaper to rent or buy in Marquette Heights?

Median gross rent in Marquette Heights is $1,132 a month, against $1,269 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marquette Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Illinois.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology