Total monthly cost of ownership
Cost to Own a Home in Marlinton, West Virginia
A $91,000 home here costs
$841per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $468. The real number is $373 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Marlinton against Pocahontas County and West Virginia
| Measure | Marlinton | Pocahontas County |
|---|---|---|
| Median home value | $90,500 | $139,400 |
| Median property tax | $357 | $439 |
| Effective tax rate | 0.394% | 0.315% |
| Median gross rent | $703 | $688 |
| Population | 1,050 | 7,855 |
The weather behind that power bill
Marlinton sits in Pocahontas County, which averages a high of 69.8°F in its hottest month and a low of 14.3°F in its coldest, with 62.54" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 57 cooling and 8,018 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Pocahontas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pocahontas County
No other places of this size are published in Pocahontas County.
Full Pocahontas County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Marlinton?
A $91,000 home in Marlinton, West Virginia costs approximately $841 per month with 20% down at 6.66%. That is $468 principal and interest, $30 property tax, $48 homeowners insurance, $219 utilities and $76 set aside for maintenance.
What is the property tax rate in Marlinton?
Marlinton has an effective property tax rate of 0.394%, based on a median home value of $90,500 and median real estate taxes of $357. That is higher than the Pocahontas County average of 0.315%.
What is the average home price in Marlinton?
The median owner-occupied home value in Marlinton, West Virginia is $90,500, against $139,400 across Pocahontas County.
Is it cheaper to rent or buy in Marlinton?
Median gross rent in Marlinton is $703 a month, against $841 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Marlinton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.