Cost to Own
United StatesMississippiQuitman CountyMarks Population 1,483 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Marks, Mississippi

A $99,000 home here costs

$1,006

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $509. The real number is $497 higher every month — 98% more than the payment most buyers budget for.

Marks median: $99,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $79,200 borrowed $509
Property tax1.354% effective rate for Marks itself $112
Homeowners insuranceMississippi averages $1,766/yr (NAIC), or 1.087% of home value $90
Electricity16.16¢/kWh — Mississippi residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $83
Total monthly $1,006

Marks against Quitman County and Mississippi

MeasureMarksQuitman County
Median home value$99,300$68,600
Median property tax$1,345$792
Effective tax rate1.354%1.155%
Median gross rent$852$650
Population1,4835,908

The weather behind that power bill

Marks sits in Quitman County, which averages a high of 92.1°F in its hottest month and a low of 31.8°F in its coldest, with 56.71" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,158 cooling and 3,029 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Quitman County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Quitman County

No other places of this size are published in Quitman County.

Full Quitman County cost breakdown · Every county in Mississippi

Common questions

How much does it cost to own a home in Marks?

A $99,000 home in Marks, Mississippi costs approximately $1,006 per month with 20% down at 6.66%. That is $509 principal and interest, $112 property tax, $90 homeowners insurance, $213 utilities and $83 set aside for maintenance.

What is the property tax rate in Marks?

Marks has an effective property tax rate of 1.354%, based on a median home value of $99,300 and median real estate taxes of $1,345. That is higher than the Quitman County average of 1.155%.

What is the average home price in Marks?

The median owner-occupied home value in Marks, Mississippi is $99,300, against $68,600 across Quitman County.

Is it cheaper to rent or buy in Marks?

Median gross rent in Marks is $852 a month, against $1,006 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marks — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Mississippi.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology