Cost to Own
United StatesWisconsinMarinette CountyMarinette Population 11,060 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Marinette, Wisconsin

A $112,000 home here costs

$1,104

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $576. The real number is $528 higher every month — 92% more than the payment most buyers budget for.

Marinette median: $111,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $89,600 borrowed $576
Property tax1.717% effective rate for Marinette itself $160
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $29
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $93
Total monthly $1,104

Marinette against Marinette County and Wisconsin

MeasureMarinetteMarinette County
Median home value$111,600$154,600
Median property tax$1,916$1,950
Effective tax rate1.717%1.261%
Median gross rent$763$749
Population11,06041,907

The weather behind that power bill

Marinette sits in Marinette County, which averages a high of 79.3°F in its hottest month and a low of 4.0°F in its coldest, with 32.08" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 286 cooling and 8,875 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Marinette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marinette County

Full Marinette County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Marinette?

A $112,000 home in Marinette, Wisconsin costs approximately $1,104 per month with 20% down at 6.66%. That is $576 principal and interest, $160 property tax, $29 homeowners insurance, $245 utilities and $93 set aside for maintenance.

What is the property tax rate in Marinette?

Marinette has an effective property tax rate of 1.717%, based on a median home value of $111,600 and median real estate taxes of $1,916. That is higher than the Marinette County average of 1.261%.

What is the average home price in Marinette?

The median owner-occupied home value in Marinette, Wisconsin is $111,600, against $154,600 across Marinette County.

Is it cheaper to rent or buy in Marinette?

Median gross rent in Marinette is $763 a month, against $1,104 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marinette — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology