Total monthly cost of ownership
Cost to Own a Home in Marietta, Oklahoma
A $112,000 home here costs
$1,038per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $576. The real number is $462 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Marietta against Love County and Oklahoma
| Measure | Marietta | Love County |
|---|---|---|
| Median home value | $111,700 | $167,500 |
| Median property tax | $863 | $1,066 |
| Effective tax rate | 0.773% | 0.636% |
| Median gross rent | $812 | $903 |
| Population | 2,837 | 10,196 |
The weather behind that power bill
Marietta sits in Love County, which averages a high of 94.3°F in its hottest month and a low of 31.7°F in its coldest, with 42.75" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,259 cooling and 2,886 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Love County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Love County
Common questions
How much does it cost to own a home in Marietta?
A $112,000 home in Marietta, Oklahoma costs approximately $1,038 per month with 20% down at 6.66%. That is $576 principal and interest, $72 property tax, $109 homeowners insurance, $188 utilities and $93 set aside for maintenance.
What is the property tax rate in Marietta?
Marietta has an effective property tax rate of 0.773%, based on a median home value of $111,700 and median real estate taxes of $863. That is higher than the Love County average of 0.636%.
What is the average home price in Marietta?
The median owner-occupied home value in Marietta, Oklahoma is $111,700, against $167,500 across Love County.
Is it cheaper to rent or buy in Marietta?
Median gross rent in Marietta is $812 a month, against $1,038 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Marietta — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.