Cost to Own
United StatesArkansasLee CountyMarianna Population 3,502 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Marianna, Arkansas

A $74,000 home here costs

$744

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $380. The real number is $364 higher every month — 96% more than the payment most buyers budget for.

Marianna median: $73,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $59,200 borrowed $380
Property tax0.805% effective rate for Marianna itself $50
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $55
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $62
Total monthly $744

Marianna against Lee County and Arkansas

MeasureMariannaLee County
Median home value$73,800$77,900
Median property tax$594$409
Effective tax rate0.805%0.525%
Median gross rent$635$638
Population3,5028,511

The weather behind that power bill

Marianna sits in Lee County, which averages a high of 90.8°F in its hottest month and a low of 32.0°F in its coldest, with 52.07" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,081 cooling and 3,115 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Lee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lee County

No other places of this size are published in Lee County.

Full Lee County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Marianna?

A $74,000 home in Marianna, Arkansas costs approximately $744 per month with 20% down at 6.66%. That is $380 principal and interest, $50 property tax, $55 homeowners insurance, $197 utilities and $62 set aside for maintenance.

What is the property tax rate in Marianna?

Marianna has an effective property tax rate of 0.805%, based on a median home value of $73,800 and median real estate taxes of $594. That is higher than the Lee County average of 0.525%.

What is the average home price in Marianna?

The median owner-occupied home value in Marianna, Arkansas is $73,800, against $77,900 across Lee County.

Is it cheaper to rent or buy in Marianna?

Median gross rent in Marianna is $635 a month, against $744 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marianna — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology