Total monthly cost of ownership
Cost to Own a Home in Maria Stein, Ohio
A $337,000 home here costs
$2,666per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,733. The real number is $934 higher every month — 54% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Maria Stein against Mercer County and Ohio
| Measure | Maria Stein | Mercer County |
|---|---|---|
| Median home value | $337,000 | $208,600 |
| Median property tax | $3,410 | $2,249 |
| Effective tax rate | 1.012% | 1.078% |
| Median gross rent | — | $812 |
| Population | 1,065 | 42,438 |
The weather behind that power bill
Maria Stein sits in Mercer County, which averages a high of 83.7°F in its hottest month and a low of 18.7°F in its coldest, with 39.76" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 865 cooling and 5,789 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Mercer County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Mercer County
Common questions
How much does it cost to own a home in Maria Stein?
A $337,000 home in Maria Stein, Ohio costs approximately $2,666 per month with 20% down at 6.66%. That is $1,733 principal and interest, $284 property tax, $125 homeowners insurance, $243 utilities and $281 set aside for maintenance.
What is the property tax rate in Maria Stein?
Maria Stein has an effective property tax rate of 1.012%, based on a median home value of $337,000 and median real estate taxes of $3,410. That is lower than the Mercer County average of 1.078%.
What is the average home price in Maria Stein?
The median owner-occupied home value in Maria Stein, Ohio is $337,000, against $208,600 across Mercer County.
Is it cheaper to rent or buy in Maria Stein?
Rent data is not published for Maria Stein at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Maria Stein — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.