Total monthly cost of ownership
Cost to Own a Home in Marcellus, Michigan
A $113,000 home here costs
$1,114per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $581. The real number is $533 higher every month — 92% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Marcellus against Cass County and Michigan
| Measure | Marcellus | Cass County |
|---|---|---|
| Median home value | $112,500 | $205,200 |
| Median property tax | $1,566 | $1,972 |
| Effective tax rate | 1.392% | 0.961% |
| Median gross rent | $790 | $870 |
| Population | 1,113 | 51,606 |
The weather behind that power bill
Marcellus sits in Cass County, which averages a high of 81.5°F in its hottest month and a low of 16.2°F in its coldest, with 41.73" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 583 cooling and 6,730 heating degree days, which is what sets the $198 electricity line above.
See the full climate breakdown for Cass County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Cass County
Common questions
How much does it cost to own a home in Marcellus?
A $113,000 home in Marcellus, Michigan costs approximately $1,114 per month with 20% down at 6.66%. That is $581 principal and interest, $131 property tax, $42 homeowners insurance, $266 utilities and $94 set aside for maintenance.
What is the property tax rate in Marcellus?
Marcellus has an effective property tax rate of 1.392%, based on a median home value of $112,500 and median real estate taxes of $1,566. That is higher than the Cass County average of 0.961%.
What is the average home price in Marcellus?
The median owner-occupied home value in Marcellus, Michigan is $112,500, against $205,200 across Cass County.
Is it cheaper to rent or buy in Marcellus?
Median gross rent in Marcellus is $790 a month, against $1,114 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Marcellus — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Michigan.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.