Cost to Own
United StatesMissouriBollinger CountyMarble Hill Population 1,781 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Marble Hill, Missouri

A $94,000 home here costs

$863

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $483. The real number is $380 higher every month — 79% more than the payment most buyers budget for.

Marble Hill median: $94,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $75,200 borrowed $483
Property tax0.783% effective rate for Marble Hill itself $61
Homeowners insuranceMissouri averages $1,340/yr (NAIC), or 0.625% of home value $49
Electricity13.68¢/kWh — Missouri residential average, EIA $123
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $78
Total monthly $863

Marble Hill against Bollinger County and Missouri

MeasureMarble HillBollinger County
Median home value$94,000$142,400
Median property tax$736$874
Effective tax rate0.783%0.614%
Median gross rent$738$677
Population1,78110,591

The weather behind that power bill

Marble Hill sits in Bollinger County, which averages a high of 89.5°F in its hottest month and a low of 25.3°F in its coldest, with 51.87" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,528 cooling and 4,020 heating degree days, which is what sets the $123 electricity line above.

See the full climate breakdown for Bollinger County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bollinger County

No other places of this size are published in Bollinger County.

Full Bollinger County cost breakdown · Every county in Missouri

Common questions

How much does it cost to own a home in Marble Hill?

A $94,000 home in Marble Hill, Missouri costs approximately $863 per month with 20% down at 6.66%. That is $483 principal and interest, $61 property tax, $49 homeowners insurance, $191 utilities and $78 set aside for maintenance.

What is the property tax rate in Marble Hill?

Marble Hill has an effective property tax rate of 0.783%, based on a median home value of $94,000 and median real estate taxes of $736. That is higher than the Bollinger County average of 0.614%.

What is the average home price in Marble Hill?

The median owner-occupied home value in Marble Hill, Missouri is $94,000, against $142,400 across Bollinger County.

Is it cheaper to rent or buy in Marble Hill?

Median gross rent in Marble Hill is $738 a month, against $863 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marble Hill — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Missouri.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology