Total monthly cost of ownership
Cost to Own a Home in Mannford, Oklahoma
A $166,000 home here costs
$1,441per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $853. The real number is $587 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mannford against Tulsa County and Oklahoma
| Measure | Mannford | Tulsa County |
|---|---|---|
| Median home value | $165,900 | $213,500 |
| Median property tax | $1,195 | $2,161 |
| Effective tax rate | 0.720% | 1.012% |
| Median gross rent | $894 | $1,060 |
| Population | 3,278 | 673,708 |
Mannford extends across 3 counties. Figures here use Tulsa County, where most of its housing sits.
The weather behind that power bill
Mannford sits in Tulsa County, which averages a high of 94.0°F in its hottest month and a low of 28.1°F in its coldest, with 42.09" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,146 cooling and 3,374 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Tulsa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tulsa County
Common questions
How much does it cost to own a home in Mannford?
A $166,000 home in Mannford, Oklahoma costs approximately $1,441 per month with 20% down at 6.66%. That is $853 principal and interest, $100 property tax, $161 homeowners insurance, $188 utilities and $138 set aside for maintenance.
What is the property tax rate in Mannford?
Mannford has an effective property tax rate of 0.720%, based on a median home value of $165,900 and median real estate taxes of $1,195. That is lower than the Tulsa County average of 1.012%.
What is the average home price in Mannford?
The median owner-occupied home value in Mannford, Oklahoma is $165,900, against $213,500 across Tulsa County.
Is it cheaper to rent or buy in Mannford?
Median gross rent in Mannford is $894 a month, against $1,441 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mannford — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.