Total monthly cost of ownership
Cost to Own a Home in Manawa, Wisconsin
A $146,000 home here costs
$1,367per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $58,500 a year.
A standard mortgage calculator would have told you $796. The real number is $571 higher every month, 72% more than the payment most buyers budget for.
Compare Waupaca County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Manawa from a five-year rolling sample, and with about 1,317 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Waupaca County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Manawa against Waupaca County and Wisconsin
| Measure | Manawa | Waupaca County |
|---|---|---|
| Median home value | $146,200 | $192,800 |
| Median property tax | $2,622 | $2,876 |
| Effective tax rate | 1.793% | 1.492% |
| Median gross rent | $817 | $834 |
| Population | 1,317 | 51,714 |
The weather behind that power bill
Manawa sits in Waupaca County, which averages a high of 82.0°F in its hottest month and a low of 7.6°F in its coldest, with 33.81" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 495 cooling and 7,831 heating degree days, which is what sets the $125 electricity line above.
See the full climate breakdown for Waupaca County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Waupaca County
Full Waupaca County cost breakdown · Every county in Wisconsin
Talk to someone who works this market
These are Manawa averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Manawa every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Manawa I already own here and may sell
Common questions
How much does it cost to own a home in Manawa?
A $146,000 home in Manawa, Wisconsin costs approximately $1,367 per month with 20% down at 7.24%. That is $796 principal and interest, $218 property tax, $38 homeowners insurance, $193 utilities and $122 set aside for maintenance.
What is the property tax rate in Manawa?
Manawa has an effective property tax rate of 1.793%, based on a median home value of $146,200 and median real estate taxes of $2,622. That is higher than the Waupaca County average of 1.492%.
What is the average home price in Manawa?
The median owner-occupied home value in Manawa, Wisconsin is $146,200, against $192,800 across Waupaca County.
Is it cheaper to rent or buy in Manawa?
Median gross rent in Manawa is $817 a month, against $1,367 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Manawa?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Manawa, Wisconsin at today's rate takes a household income of roughly $58,500 a year. That covers the full $1,367 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Manawa, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Wisconsin.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.