Total monthly cost of ownership
Cost to Own a Home in Manawa, Wisconsin
A $146,000 home here costs
$1,373per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $751. The real number is $623 higher every month — 83% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Manawa against Waupaca County and Wisconsin
| Measure | Manawa | Waupaca County |
|---|---|---|
| Median home value | $146,200 | $192,800 |
| Median property tax | $2,622 | $2,876 |
| Effective tax rate | 1.793% | 1.492% |
| Median gross rent | $817 | $834 |
| Population | 1,317 | 51,714 |
The weather behind that power bill
Manawa sits in Waupaca County, which averages a high of 82.0°F in its hottest month and a low of 7.6°F in its coldest, with 33.81" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 495 cooling and 7,831 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Waupaca County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Waupaca County
Full Waupaca County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Manawa?
A $146,000 home in Manawa, Wisconsin costs approximately $1,373 per month with 20% down at 6.66%. That is $751 principal and interest, $218 property tax, $38 homeowners insurance, $245 utilities and $122 set aside for maintenance.
What is the property tax rate in Manawa?
Manawa has an effective property tax rate of 1.793%, based on a median home value of $146,200 and median real estate taxes of $2,622. That is higher than the Waupaca County average of 1.492%.
What is the average home price in Manawa?
The median owner-occupied home value in Manawa, Wisconsin is $146,200, against $192,800 across Waupaca County.
Is it cheaper to rent or buy in Manawa?
Median gross rent in Manawa is $817 a month, against $1,373 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Manawa — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.