Total monthly cost of ownership
Cost to Own a Home in Maeser, Utah
A $315,000 home here costs
$2,245per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,619. The real number is $626 higher every month — 39% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Maeser against Uintah County and Utah
| Measure | Maeser | Uintah County |
|---|---|---|
| Median home value | $315,100 | $270,200 |
| Median property tax | $1,581 | $1,447 |
| Effective tax rate | 0.502% | 0.536% |
| Median gross rent | $792 | $914 |
| Population | 4,533 | 36,458 |
The weather behind that power bill
Maeser sits in Uintah County, which averages a high of 95.1°F in its hottest month and a low of 5.0°F in its coldest, with 7.03" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 906 cooling and 6,773 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Uintah County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Uintah County
Common questions
How much does it cost to own a home in Maeser?
A $315,000 home in Maeser, Utah costs approximately $2,245 per month with 20% down at 6.66%. That is $1,619 principal and interest, $132 property tax, $47 homeowners insurance, $185 utilities and $263 set aside for maintenance.
What is the property tax rate in Maeser?
Maeser has an effective property tax rate of 0.502%, based on a median home value of $315,100 and median real estate taxes of $1,581. That is lower than the Uintah County average of 0.536%.
What is the average home price in Maeser?
The median owner-occupied home value in Maeser, Utah is $315,100, against $270,200 across Uintah County.
Is it cheaper to rent or buy in Maeser?
Median gross rent in Maeser is $792 a month, against $2,245 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Maeser — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.