Total monthly cost of ownership
Cost to Own a Home in Luxemburg, Wisconsin
A $239,000 home here costs
$2,051per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,229. The real number is $822 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Luxemburg against Kewaunee County and Wisconsin
| Measure | Luxemburg | Kewaunee County |
|---|---|---|
| Median home value | $239,100 | $208,900 |
| Median property tax | $3,796 | $3,083 |
| Effective tax rate | 1.588% | 1.476% |
| Median gross rent | $886 | $839 |
| Population | 2,722 | 20,621 |
The weather behind that power bill
Luxemburg sits in Kewaunee County, which averages a high of 77.0°F in its hottest month and a low of 10.7°F in its coldest, with 30.07" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 290 cooling and 7,871 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Kewaunee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kewaunee County
Full Kewaunee County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Luxemburg?
A $239,000 home in Luxemburg, Wisconsin costs approximately $2,051 per month with 20% down at 6.66%. That is $1,229 principal and interest, $316 property tax, $62 homeowners insurance, $245 utilities and $199 set aside for maintenance.
What is the property tax rate in Luxemburg?
Luxemburg has an effective property tax rate of 1.588%, based on a median home value of $239,100 and median real estate taxes of $3,796. That is higher than the Kewaunee County average of 1.476%.
What is the average home price in Luxemburg?
The median owner-occupied home value in Luxemburg, Wisconsin is $239,100, against $208,900 across Kewaunee County.
Is it cheaper to rent or buy in Luxemburg?
Median gross rent in Luxemburg is $886 a month, against $2,051 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Luxemburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.