Cost to Own
United StatesWashingtonCowlitz CountyLongview Heights Population 4,403 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Longview Heights, Washington

A $443,000 home here costs

$3,219

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,277. The real number is $941 higher every month — 41% more than the payment most buyers budget for.

Longview Heights median: $443,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $354,400 borrowed $2,277
Property tax0.824% effective rate for Longview Heights itself $304
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $66
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $369
Total monthly $3,219

Longview Heights against Cowlitz County and Washington

MeasureLongview HeightsCowlitz County
Median home value$443,000$367,400
Median property tax$3,650$2,988
Effective tax rate0.824%0.813%
Median gross rent$1,203$1,169
Population4,403111,539

The weather behind that power bill

Longview Heights sits in Cowlitz County, which averages a high of 82.3°F in its hottest month and a low of 37.2°F in its coldest, with 40.66" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 427 cooling and 4,155 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Cowlitz County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Cowlitz County

Full Cowlitz County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Longview Heights?

A $443,000 home in Longview Heights, Washington costs approximately $3,219 per month with 20% down at 6.66%. That is $2,277 principal and interest, $304 property tax, $66 homeowners insurance, $202 utilities and $369 set aside for maintenance.

What is the property tax rate in Longview Heights?

Longview Heights has an effective property tax rate of 0.824%, based on a median home value of $443,000 and median real estate taxes of $3,650. That is higher than the Cowlitz County average of 0.813%.

What is the average home price in Longview Heights?

The median owner-occupied home value in Longview Heights, Washington is $443,000, against $367,400 across Cowlitz County.

Is it cheaper to rent or buy in Longview Heights?

Median gross rent in Longview Heights is $1,203 a month, against $3,219 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Longview Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology