Cost to Own
United StatesNorth CarolinaCatawba CountyLong View Population 4,967 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Long View, North Carolina

A $143,000 home here costs

$1,206

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $735. The real number is $471 higher every month — 64% more than the payment most buyers budget for.

Long View median: $142,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $114,400 borrowed $735
Property tax0.808% effective rate for Long View itself $96
Homeowners insuranceNorth Carolina averages $1,192/yr (NAIC), or 0.435% of home value $52
Electricity15.09¢/kWh — North Carolina residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $119
Total monthly $1,206

Long View against Catawba County and North Carolina

MeasureLong ViewCatawba County
Median home value$142,900$218,100
Median property tax$1,155$1,319
Effective tax rate0.808%0.605%
Median gross rent$744$891
Population4,967162,051

Long View extends across 2 counties. Figures here use Catawba County, where most of its housing sits.

The weather behind that power bill

Long View sits in Catawba County, which averages a high of 88.7°F in its hottest month and a low of 31.3°F in its coldest, with 46.62" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,556 cooling and 3,297 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Catawba County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Catawba County

Full Catawba County cost breakdown · Every county in North Carolina

Common questions

How much does it cost to own a home in Long View?

A $143,000 home in Long View, North Carolina costs approximately $1,206 per month with 20% down at 6.66%. That is $735 principal and interest, $96 property tax, $52 homeowners insurance, $204 utilities and $119 set aside for maintenance.

What is the property tax rate in Long View?

Long View has an effective property tax rate of 0.808%, based on a median home value of $142,900 and median real estate taxes of $1,155. That is higher than the Catawba County average of 0.605%.

What is the average home price in Long View?

The median owner-occupied home value in Long View, North Carolina is $142,900, against $218,100 across Catawba County.

Is it cheaper to rent or buy in Long View?

Median gross rent in Long View is $744 a month, against $1,206 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Long View — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for North Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology