Total monthly cost of ownership
Cost to Own a Home in Logan, West Virginia
A $86,000 home here costs
$835per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $442. The real number is $393 higher every month — 89% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Logan against Logan County and West Virginia
| Measure | Logan | Logan County |
|---|---|---|
| Median home value | $86,300 | $101,500 |
| Median property tax | $688 | $591 |
| Effective tax rate | 0.797% | 0.582% |
| Median gross rent | $891 | $704 |
| Population | 1,736 | 31,826 |
The weather behind that power bill
Logan sits in Logan County, which averages a high of 88.6°F in its hottest month and a low of 26.6°F in its coldest, with 49.24" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,420 cooling and 4,139 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Logan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Logan County
Full Logan County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Logan?
A $86,000 home in Logan, West Virginia costs approximately $835 per month with 20% down at 6.66%. That is $442 principal and interest, $57 property tax, $45 homeowners insurance, $219 utilities and $72 set aside for maintenance.
What is the property tax rate in Logan?
Logan has an effective property tax rate of 0.797%, based on a median home value of $86,300 and median real estate taxes of $688. That is higher than the Logan County average of 0.582%.
What is the average home price in Logan?
The median owner-occupied home value in Logan, West Virginia is $86,300, against $101,500 across Logan County.
Is it cheaper to rent or buy in Logan?
Median gross rent in Logan is $891 a month, against $835 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Logan — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.