Total monthly cost of ownership
Cost to Own a Home in Logan, West Virginia
A $86,000 home here costs
$878per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $37,500 a year.
A standard mortgage calculator would have told you $469. The real number is $410 higher every month, 87% more than the payment most buyers budget for.
Compare Logan County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Logan from a five-year rolling sample, and with about 1,736 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Logan County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Logan against Logan County and West Virginia
| Measure | Logan | Logan County |
|---|---|---|
| Median home value | $86,300 | $101,500 |
| Median property tax | $688 | $591 |
| Effective tax rate | 0.797% | 0.582% |
| Median gross rent | $891 | $704 |
| Population | 1,736 | 31,826 |
The weather behind that power bill
Logan sits in Logan County, which averages a high of 88.6°F in its hottest month and a low of 26.6°F in its coldest, with 49.24" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,420 cooling and 4,139 heating degree days, which is what sets the $168 electricity line above.
See the full climate breakdown for Logan County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Logan County
Full Logan County cost breakdown · Every county in West Virginia
Talk to someone who works this market
These are Logan averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Logan every week. Free, no obligation, and we never sell your details to a list.
Common questions
How much does it cost to own a home in Logan?
A $86,000 home in Logan, West Virginia costs approximately $878 per month with 20% down at 7.24%. That is $469 principal and interest, $57 property tax, $45 homeowners insurance, $236 utilities and $72 set aside for maintenance.
What is the property tax rate in Logan?
Logan has an effective property tax rate of 0.797%, based on a median home value of $86,300 and median real estate taxes of $688. That is higher than the Logan County average of 0.582%.
What is the average home price in Logan?
The median owner-occupied home value in Logan, West Virginia is $86,300, against $101,500 across Logan County.
Is it cheaper to rent or buy in Logan?
Median gross rent in Logan is $891 a month, against $878 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Logan?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Logan, West Virginia at today's rate takes a household income of roughly $37,500 a year. That covers the full $878 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Logan, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for West Virginia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.