Cost to Own
United StatesOhioHocking CountyLogan Population 7,077 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Logan, Ohio

A $143,000 home here costs

$1,263

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $735. The real number is $528 higher every month — 72% more than the payment most buyers budget for.

Logan median: $143,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $114,400 borrowed $735
Property tax0.943% effective rate for Logan itself $112
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $53
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $119
Total monthly $1,263

Logan against Hocking County and Ohio

MeasureLoganHocking County
Median home value$143,000$172,300
Median property tax$1,349$1,748
Effective tax rate0.943%1.015%
Median gross rent$719$806
Population7,07727,938

The weather behind that power bill

Logan sits in Hocking County, which averages a high of 84.5°F in its hottest month and a low of 18.7°F in its coldest, with 43.18" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 768 cooling and 5,616 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Hocking County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Hocking County

No other places of this size are published in Hocking County.

Full Hocking County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Logan?

A $143,000 home in Logan, Ohio costs approximately $1,263 per month with 20% down at 6.66%. That is $735 principal and interest, $112 property tax, $53 homeowners insurance, $243 utilities and $119 set aside for maintenance.

What is the property tax rate in Logan?

Logan has an effective property tax rate of 0.943%, based on a median home value of $143,000 and median real estate taxes of $1,349. That is lower than the Hocking County average of 1.015%.

What is the average home price in Logan?

The median owner-occupied home value in Logan, Ohio is $143,000, against $172,300 across Hocking County.

Is it cheaper to rent or buy in Logan?

Median gross rent in Logan is $719 a month, against $1,263 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Logan — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology