Cost to Own
United StatesNew MexicoGrant CountyLittle Walnut Village Population 1,520 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Little Walnut Village, New Mexico

A $279,000 home here costs

$2,113

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,434. The real number is $679 higher every month — 47% more than the payment most buyers budget for.

Little Walnut Village median: $278,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $223,200 borrowed $1,434
Property tax0.555% effective rate for Little Walnut Village itself $129
Homeowners insuranceNew Mexico averages $1,229/yr (NAIC), or 0.526% of home value $122
Electricity14.12¢/kWh — New Mexico residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $233
Total monthly $2,113

Little Walnut Village against Grant County and New Mexico

MeasureLittle Walnut VillageGrant County
Median home value$278,600$164,400
Median property tax$1,547$756
Effective tax rate0.555%0.460%
Median gross rent$810
Population1,52027,856

The weather behind that power bill

Little Walnut Village sits in Grant County, which averages a high of 90.9°F in its hottest month and a low of 20.4°F in its coldest, with 14.51" of precipitation a year and 49% of it in a single three-month stretch. That climate drives 875 cooling and 4,278 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Grant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Grant County

Full Grant County cost breakdown · Every county in New Mexico

Common questions

How much does it cost to own a home in Little Walnut Village?

A $279,000 home in Little Walnut Village, New Mexico costs approximately $2,113 per month with 20% down at 6.66%. That is $1,434 principal and interest, $129 property tax, $122 homeowners insurance, $195 utilities and $233 set aside for maintenance.

What is the property tax rate in Little Walnut Village?

Little Walnut Village has an effective property tax rate of 0.555%, based on a median home value of $278,600 and median real estate taxes of $1,547. That is higher than the Grant County average of 0.460%.

What is the average home price in Little Walnut Village?

The median owner-occupied home value in Little Walnut Village, New Mexico is $278,600, against $164,400 across Grant County.

Is it cheaper to rent or buy in Little Walnut Village?

Rent data is not published for Little Walnut Village at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Little Walnut Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for New Mexico.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology