Total monthly cost of ownership
Cost to Own a Home in Little Round Lake, Wisconsin
A $83,000 home here costs
$821per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $427. The real number is $395 higher every month — 93% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Little Round Lake against Sawyer County and Wisconsin
| Measure | Little Round Lake | Sawyer County |
|---|---|---|
| Median home value | $82,900 | $223,300 |
| Median property tax | — | $1,899 |
| Effective tax rate | 0.850% | 0.850% |
| Median gross rent | $364 | $683 |
| Population | 1,233 | 18,243 |
The weather behind that power bill
Little Round Lake sits in Sawyer County, which averages a high of 77.7°F in its hottest month and a low of 1.6°F in its coldest, with 35.17" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 263 cooling and 8,997 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Sawyer County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sawyer County
Full Sawyer County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Little Round Lake?
A $83,000 home in Little Round Lake, Wisconsin costs approximately $821 per month with 20% down at 6.66%. That is $427 principal and interest, $59 property tax, $21 homeowners insurance, $245 utilities and $69 set aside for maintenance.
What is the property tax rate in Little Round Lake?
Place-level tax data is not published for Little Round Lake, so the Sawyer County rate of 0.850% applies here.
What is the average home price in Little Round Lake?
The median owner-occupied home value in Little Round Lake, Wisconsin is $82,900, against $223,300 across Sawyer County.
Is it cheaper to rent or buy in Little Round Lake?
Median gross rent in Little Round Lake is $364 a month, against $821 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Little Round Lake — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.