Total monthly cost of ownership
Cost to Own a Home in Lisbon, Ohio
A $108,000 home here costs
$1,016per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $555. The real number is $461 higher every month — 83% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lisbon against Columbiana County and Ohio
| Measure | Lisbon | Columbiana County |
|---|---|---|
| Median home value | $107,600 | $139,100 |
| Median property tax | $1,039 | $1,488 |
| Effective tax rate | 0.966% | 1.070% |
| Median gross rent | $815 | $736 |
| Population | 2,567 | 101,203 |
The weather behind that power bill
Lisbon sits in Columbiana County, which averages a high of 82.7°F in its hottest month and a low of 19.3°F in its coldest, with 41.19" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 633 cooling and 6,089 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Columbiana County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Columbiana County
Full Columbiana County cost breakdown · Every county in Ohio
Common questions
How much does it cost to own a home in Lisbon?
A $108,000 home in Lisbon, Ohio costs approximately $1,016 per month with 20% down at 6.66%. That is $555 principal and interest, $87 property tax, $40 homeowners insurance, $243 utilities and $90 set aside for maintenance.
What is the property tax rate in Lisbon?
Lisbon has an effective property tax rate of 0.966%, based on a median home value of $107,600 and median real estate taxes of $1,039. That is lower than the Columbiana County average of 1.070%.
What is the average home price in Lisbon?
The median owner-occupied home value in Lisbon, Ohio is $107,600, against $139,100 across Columbiana County.
Is it cheaper to rent or buy in Lisbon?
Median gross rent in Lisbon is $815 a month, against $1,016 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lisbon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.