Total monthly cost of ownership
Cost to Own a Home in Linden, Tennessee
A $80,000 home here costs
$747per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $411. The real number is $335 higher every month — 82% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Linden against Perry County and Tennessee
| Measure | Linden | Perry County |
|---|---|---|
| Median home value | $80,000 | $113,800 |
| Median property tax | $445 | $660 |
| Effective tax rate | 0.556% | 0.580% |
| Median gross rent | $689 | $747 |
| Population | 1,385 | 8,561 |
The weather behind that power bill
Linden sits in Perry County, which averages a high of 88.7°F in its hottest month and a low of 26.5°F in its coldest, with 57.59" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,426 cooling and 3,824 heating degree days, which is what sets the $130 electricity line above.
See the full climate breakdown for Perry County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Perry County
No other places of this size are published in Perry County.
Full Perry County cost breakdown · Every county in Tennessee
Common questions
How much does it cost to own a home in Linden?
A $80,000 home in Linden, Tennessee costs approximately $747 per month with 20% down at 6.66%. That is $411 principal and interest, $37 property tax, $34 homeowners insurance, $198 utilities and $67 set aside for maintenance.
What is the property tax rate in Linden?
Linden has an effective property tax rate of 0.556%, based on a median home value of $80,000 and median real estate taxes of $445. That is lower than the Perry County average of 0.580%.
What is the average home price in Linden?
The median owner-occupied home value in Linden, Tennessee is $80,000, against $113,800 across Perry County.
Is it cheaper to rent or buy in Linden?
Median gross rent in Linden is $689 a month, against $747 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Linden — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Tennessee.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.