Total monthly cost of ownership
Cost to Own a Home in Linda, California
A $338,000 home here costs
$2,600per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $111,500 a year.
A standard mortgage calculator would have told you $1,843. The real number is $757 higher every month, 41% more than the payment most buyers budget for.
Compare Yuba County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Linda against Yuba County and California
| Measure | Linda | Yuba County |
|---|---|---|
| Median home value | $337,700 | $380,000 |
| Median property tax | $2,458 | $2,865 |
| Effective tax rate | 0.728% | 0.754% |
| Median gross rent | $1,083 | $1,209 |
| Population | 23,215 | 83,079 |
The weather behind that power bill
Linda sits in Yuba County, which averages a high of 96.2°F in its hottest month and a low of 37.7°F in its coldest, with 20.07" of precipitation a year and 56% of it in a single three-month stretch. That climate drives 1,499 cooling and 2,551 heating degree days, which is what sets the $150 electricity line above.
See the full climate breakdown for Yuba County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Yuba County
Full Yuba County cost breakdown · Every county in California
Talk to someone who works this market
These are Linda averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Linda every week. Free, no obligation, and we never sell your details to a list.
Common questions
How much does it cost to own a home in Linda?
A $338,000 home in Linda, California costs approximately $2,600 per month with 20% down at 7.24%. That is $1,843 principal and interest, $205 property tax, $52 homeowners insurance, $218 utilities and $282 set aside for maintenance.
What is the property tax rate in Linda?
Linda has an effective property tax rate of 0.728%, based on a median home value of $337,700 and median real estate taxes of $2,458. That is lower than the Yuba County average of 0.754%.
What is the average home price in Linda?
The median owner-occupied home value in Linda, California is $337,700, against $380,000 across Yuba County.
Is it cheaper to rent or buy in Linda?
Median gross rent in Linda is $1,083 a month, against $2,600 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Linda?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Linda, California at today's rate takes a household income of roughly $111,500 a year. That covers the full $2,600 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Linda, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for California.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.