Total monthly cost of ownership
Cost to Own a Home in Lincoln Center, Kansas
A $60,000 home here costs
$705per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $308. The real number is $397 higher every month — 129% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lincoln Center against Lincoln County and Kansas
| Measure | Lincoln Center | Lincoln County |
|---|---|---|
| Median home value | $59,500 | $92,600 |
| Median property tax | $1,280 | $1,432 |
| Effective tax rate | 2.151% | 1.546% |
| Median gross rent | $409 | $604 |
| Population | 1,015 | 2,924 |
The weather behind that power bill
Lincoln Center sits in Lincoln County, which averages a high of 92.7°F in its hottest month and a low of 16.0°F in its coldest, with 29.06" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 1,407 cooling and 5,498 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Lincoln County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lincoln County
No other places of this size are published in Lincoln County.
Common questions
How much does it cost to own a home in Lincoln Center?
A $60,000 home in Lincoln Center, Kansas costs approximately $705 per month with 20% down at 6.66%. That is $308 principal and interest, $108 property tax, $35 homeowners insurance, $204 utilities and $50 set aside for maintenance.
What is the property tax rate in Lincoln Center?
Lincoln Center has an effective property tax rate of 2.151%, based on a median home value of $59,500 and median real estate taxes of $1,280. That is higher than the Lincoln County average of 1.546%.
What is the average home price in Lincoln Center?
The median owner-occupied home value in Lincoln Center, Kansas is $59,500, against $92,600 across Lincoln County.
Is it cheaper to rent or buy in Lincoln Center?
Median gross rent in Lincoln Center is $409 a month, against $705 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lincoln Center — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.