Cost to Own
United StatesFloridaLee CountyLehigh Acres Population 127,391 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lehigh Acres, Florida

A $263,000 home here costs

$2,082

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,352. The real number is $730 higher every month — 54% more than the payment most buyers budget for.

Lehigh Acres median: $263,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $210,400 borrowed $1,352
Property tax0.672% effective rate for Lehigh Acres itself $147
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $159
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $219
Total monthly $2,082

Lehigh Acres against Lee County and Florida

MeasureLehigh AcresLee County
Median home value$263,200$326,300
Median property tax$1,769$2,699
Effective tax rate0.672%0.827%
Median gross rent$1,496$1,597
Population127,391792,692

The weather behind that power bill

Lehigh Acres sits in Lee County, which averages a high of 91.7°F in its hottest month and a low of 54.3°F in its coldest, with 57.41" of precipitation a year and 51% of it in a single three-month stretch. That climate drives 4,046 cooling and 252 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Lee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lee County

Full Lee County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Lehigh Acres?

A $263,000 home in Lehigh Acres, Florida costs approximately $2,082 per month with 20% down at 6.66%. That is $1,352 principal and interest, $147 property tax, $159 homeowners insurance, $204 utilities and $219 set aside for maintenance.

What is the property tax rate in Lehigh Acres?

Lehigh Acres has an effective property tax rate of 0.672%, based on a median home value of $263,200 and median real estate taxes of $1,769. That is lower than the Lee County average of 0.827%.

What is the average home price in Lehigh Acres?

The median owner-occupied home value in Lehigh Acres, Florida is $263,200, against $326,300 across Lee County.

Is it cheaper to rent or buy in Lehigh Acres?

Median gross rent in Lehigh Acres is $1,496 a month, against $2,082 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lehigh Acres — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology