Total monthly cost of ownership
Cost to Own a Home in Leesburg, Georgia
A $171,000 home here costs
$1,449per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $879. The real number is $570 higher every month — 65% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Leesburg against Lee County and Georgia
| Measure | Leesburg | Lee County |
|---|---|---|
| Median home value | $171,300 | $226,900 |
| Median property tax | $1,718 | $2,273 |
| Effective tax rate | 1.003% | 1.002% |
| Median gross rent | $874 | $1,147 |
| Population | 3,509 | 33,337 |
The weather behind that power bill
Leesburg sits in Lee County, which averages a high of 93.2°F in its hottest month and a low of 39.1°F in its coldest, with 46.63" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,692 cooling and 1,684 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Lee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lee County
No other places of this size are published in Lee County.
Common questions
How much does it cost to own a home in Leesburg?
A $171,000 home in Leesburg, Georgia costs approximately $1,449 per month with 20% down at 6.66%. That is $879 principal and interest, $143 property tax, $74 homeowners insurance, $210 utilities and $143 set aside for maintenance.
What is the property tax rate in Leesburg?
Leesburg has an effective property tax rate of 1.003%, based on a median home value of $171,300 and median real estate taxes of $1,718. That is in line with the Lee County average of 1.002%.
What is the average home price in Leesburg?
The median owner-occupied home value in Leesburg, Georgia is $171,300, against $226,900 across Lee County.
Is it cheaper to rent or buy in Leesburg?
Median gross rent in Leesburg is $874 a month, against $1,449 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Leesburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.