Cost to Own
United StatesTexasHarris CountyLeague City Population 114,885 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in League City, Texas

A $334,000 home here costs

$2,915

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,717. The real number is $1,197 higher every month — 70% more than the payment most buyers budget for.

League City median: $334,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $267,200 borrowed $1,717
Property tax1.733% effective rate for League City itself $482
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $221
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $278
Total monthly $2,915

League City against Harris County and Texas

MeasureLeague CityHarris County
Median home value$334,000$255,000
Median property tax$5,788$4,382
Effective tax rate1.733%1.718%
Median gross rent$1,628$1,349
Population114,8854,758,579

League City extends across 2 counties. Figures here use Harris County, where most of its housing sits.

The weather behind that power bill

League City sits in Harris County, which averages a high of 94.9°F in its hottest month and a low of 43.7°F in its coldest, with 51.84" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 3,288 cooling and 1,266 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Harris County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Harris County

Full Harris County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in League City?

A $334,000 home in League City, Texas costs approximately $2,915 per month with 20% down at 6.66%. That is $1,717 principal and interest, $482 property tax, $221 homeowners insurance, $216 utilities and $278 set aside for maintenance.

What is the property tax rate in League City?

League City has an effective property tax rate of 1.733%, based on a median home value of $334,000 and median real estate taxes of $5,788. That is higher than the Harris County average of 1.718%.

What is the average home price in League City?

The median owner-occupied home value in League City, Texas is $334,000, against $255,000 across Harris County.

Is it cheaper to rent or buy in League City?

Median gross rent in League City is $1,628 a month, against $2,915 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for League City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology