Total monthly cost of ownership
Cost to Own a Home in Lazy Acres, Colorado
A $967,000 home here costs
$7,017per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $300,500 a year.
A standard mortgage calculator would have told you $5,356. The real number is $1,660 higher every month, 31% more than the payment most buyers budget for.
Compare Boulder County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Lazy Acres from a five-year rolling sample, and with about 1,056 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Boulder County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lazy Acres against Boulder County and Colorado
| Measure | Lazy Acres | Boulder County |
|---|---|---|
| Median home value | $967,100 | $713,900 |
| Median property tax | $4,704 | $3,821 |
| Effective tax rate | 0.486% | 0.535% |
| Median gross rent | — | $1,893 |
| Population | 1,056 | 328,317 |
The weather behind that power bill
Lazy Acres sits in Boulder County, which averages a high of 67.9°F in its hottest month and a low of 11.5°F in its coldest, with 33.86" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 0 cooling and 10,824 heating degree days, which is what sets the $115 electricity line above.
See the full climate breakdown for Boulder County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Boulder County
Full Boulder County cost breakdown · Every county in Colorado
Talk to someone who works this market
These are Lazy Acres averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Lazy Acres every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Lazy Acres I already own here and may sell
Common questions
How much does it cost to own a home in Lazy Acres?
A $967,000 home in Lazy Acres, Colorado costs approximately $7,017 per month with 20% down at 7.4%. That is $5,356 principal and interest, $392 property tax, $280 homeowners insurance, $183 utilities and $806 set aside for maintenance.
What is the property tax rate in Lazy Acres?
Lazy Acres has an effective property tax rate of 0.486%, based on a median home value of $967,100 and median real estate taxes of $4,704. That is lower than the Boulder County average of 0.535%.
What is the average home price in Lazy Acres?
The median owner-occupied home value in Lazy Acres, Colorado is $967,100, against $713,900 across Boulder County.
Is it cheaper to rent or buy in Lazy Acres?
Rent data is not published for Lazy Acres at this level of detail.
What salary do you need to buy a home in Lazy Acres?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Lazy Acres, Colorado at today's rate takes a household income of roughly $300,500 a year. That covers the full $7,017 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lazy Acres, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Colorado.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.