Total monthly cost of ownership
Cost to Own a Home in Lazy Acres, Colorado
A $967,000 home here costs
$6,663per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $4,971. The real number is $1,691 higher every month — 34% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lazy Acres against Boulder County and Colorado
| Measure | Lazy Acres | Boulder County |
|---|---|---|
| Median home value | $967,100 | $713,900 |
| Median property tax | $4,704 | $3,821 |
| Effective tax rate | 0.486% | 0.535% |
| Median gross rent | — | $1,893 |
| Population | 1,056 | 328,317 |
The weather behind that power bill
Lazy Acres sits in Boulder County, which averages a high of 67.9°F in its hottest month and a low of 11.5°F in its coldest, with 33.86" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 0 cooling and 10,824 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Boulder County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Boulder County
Full Boulder County cost breakdown · Every county in Colorado
Common questions
How much does it cost to own a home in Lazy Acres?
A $967,000 home in Lazy Acres, Colorado costs approximately $6,663 per month with 20% down at 6.66%. That is $4,971 principal and interest, $392 property tax, $280 homeowners insurance, $213 utilities and $806 set aside for maintenance.
What is the property tax rate in Lazy Acres?
Lazy Acres has an effective property tax rate of 0.486%, based on a median home value of $967,100 and median real estate taxes of $4,704. That is lower than the Boulder County average of 0.535%.
What is the average home price in Lazy Acres?
The median owner-occupied home value in Lazy Acres, Colorado is $967,100, against $713,900 across Boulder County.
Is it cheaper to rent or buy in Lazy Acres?
Rent data is not published for Lazy Acres at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lazy Acres — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Colorado.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.