Cost to Own
United StatesMichiganVan Buren CountyLawton Population 2,056 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lawton, Michigan

A $159,000 home here costs

$1,482

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $817. The real number is $665 higher every month — 81% more than the payment most buyers budget for.

Lawton median: $159,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $127,200 borrowed $817
Property tax1.564% effective rate for Lawton itself $207
Homeowners insuranceMichigan averages $993/yr (NAIC), or 0.448% of home value $59
Electricity22.01¢/kWh — Michigan residential average, EIA $198
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $133
Total monthly $1,482

Lawton against Van Buren County and Michigan

MeasureLawtonVan Buren County
Median home value$159,100$189,900
Median property tax$2,488$2,444
Effective tax rate1.564%1.287%
Median gross rent$824$845
Population2,05675,681

The weather behind that power bill

Lawton sits in Van Buren County, which averages a high of 81.7°F in its hottest month and a low of 20.3°F in its coldest, with 35" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 656 cooling and 6,184 heating degree days, which is what sets the $198 electricity line above.

See the full climate breakdown for Van Buren County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Van Buren County

Full Van Buren County cost breakdown · Every county in Michigan

Common questions

How much does it cost to own a home in Lawton?

A $159,000 home in Lawton, Michigan costs approximately $1,482 per month with 20% down at 6.66%. That is $817 principal and interest, $207 property tax, $59 homeowners insurance, $266 utilities and $133 set aside for maintenance.

What is the property tax rate in Lawton?

Lawton has an effective property tax rate of 1.564%, based on a median home value of $159,100 and median real estate taxes of $2,488. That is higher than the Van Buren County average of 1.287%.

What is the average home price in Lawton?

The median owner-occupied home value in Lawton, Michigan is $159,100, against $189,900 across Van Buren County.

Is it cheaper to rent or buy in Lawton?

Median gross rent in Lawton is $824 a month, against $1,482 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lawton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Michigan.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology