Total monthly cost of ownership
Cost to Own a Home in Las Animas, Colorado
A $112,000 home here costs
$955per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $576. The real number is $379 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Las Animas against Bent County and Colorado
| Measure | Las Animas | Bent County |
|---|---|---|
| Median home value | $111,500 | $137,900 |
| Median property tax | $476 | $532 |
| Effective tax rate | 0.427% | 0.386% |
| Median gross rent | $1,005 | $854 |
| Population | 2,480 | 5,524 |
The weather behind that power bill
Las Animas sits in Bent County, which averages a high of 95.4°F in its hottest month and a low of 13.9°F in its coldest, with 13.35" of precipitation a year and 54% of it in a single three-month stretch. That climate drives 1,315 cooling and 5,284 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Bent County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Bent County
No other places of this size are published in Bent County.
Common questions
How much does it cost to own a home in Las Animas?
A $112,000 home in Las Animas, Colorado costs approximately $955 per month with 20% down at 6.66%. That is $576 principal and interest, $40 property tax, $32 homeowners insurance, $213 utilities and $93 set aside for maintenance.
What is the property tax rate in Las Animas?
Las Animas has an effective property tax rate of 0.427%, based on a median home value of $111,500 and median real estate taxes of $476. That is higher than the Bent County average of 0.386%.
What is the average home price in Las Animas?
The median owner-occupied home value in Las Animas, Colorado is $111,500, against $137,900 across Bent County.
Is it cheaper to rent or buy in Las Animas?
Median gross rent in Las Animas is $1,005 a month, against $955 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Las Animas — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Colorado.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.