Total monthly cost of ownership
Cost to Own a Home in Laporte, Colorado
A $373,000 home here costs
$2,718per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,918. The real number is $800 higher every month — 42% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Laporte against Larimer County and Colorado
| Measure | Laporte | Larimer County |
|---|---|---|
| Median home value | $373,100 | $532,200 |
| Median property tax | $2,015 | $2,662 |
| Effective tax rate | 0.540% | 0.500% |
| Median gross rent | $1,107 | $1,677 |
| Population | 2,123 | 363,561 |
The weather behind that power bill
Laporte sits in Larimer County, which averages a high of 74.3°F in its hottest month and a low of 10.0°F in its coldest, with 20.57" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 6 cooling and 10,054 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Larimer County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Larimer County
Full Larimer County cost breakdown · Every county in Colorado
Common questions
How much does it cost to own a home in Laporte?
A $373,000 home in Laporte, Colorado costs approximately $2,718 per month with 20% down at 6.66%. That is $1,918 principal and interest, $168 property tax, $108 homeowners insurance, $213 utilities and $311 set aside for maintenance.
What is the property tax rate in Laporte?
Laporte has an effective property tax rate of 0.540%, based on a median home value of $373,100 and median real estate taxes of $2,015. That is higher than the Larimer County average of 0.500%.
What is the average home price in Laporte?
The median owner-occupied home value in Laporte, Colorado is $373,100, against $532,200 across Larimer County.
Is it cheaper to rent or buy in Laporte?
Median gross rent in Laporte is $1,107 a month, against $2,718 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Laporte — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Colorado.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.