Total monthly cost of ownership
Cost to Own a Home in Lansford, Pennsylvania
A $49,000 home here costs
$677per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $252. The real number is $425 higher every month — 169% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lansford against Carbon County and Pennsylvania
| Measure | Lansford | Carbon County |
|---|---|---|
| Median home value | $48,700 | $193,700 |
| Median property tax | $1,269 | $2,914 |
| Effective tax rate | 2.606% | 1.504% |
| Median gross rent | $963 | $975 |
| Population | 4,144 | 65,191 |
The weather behind that power bill
Lansford sits in Carbon County, which averages a high of 81.7°F in its hottest month and a low of 18.7°F in its coldest, with 51.89" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 581 cooling and 6,027 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Carbon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Carbon County
Full Carbon County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Lansford?
A $49,000 home in Lansford, Pennsylvania costs approximately $677 per month with 20% down at 6.66%. That is $252 principal and interest, $106 property tax, $16 homeowners insurance, $262 utilities and $41 set aside for maintenance.
What is the property tax rate in Lansford?
Lansford has an effective property tax rate of 2.606%, based on a median home value of $48,700 and median real estate taxes of $1,269. That is higher than the Carbon County average of 1.504%.
What is the average home price in Lansford?
The median owner-occupied home value in Lansford, Pennsylvania is $48,700, against $193,700 across Carbon County.
Is it cheaper to rent or buy in Lansford?
Median gross rent in Lansford is $963 a month, against $677 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lansford — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.