Cost to Own
United StatesOhioSummit CountyLakemore Population 2,917 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lakemore, Ohio

A $144,000 home here costs

$1,334

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $740. The real number is $594 higher every month — 80% more than the payment most buyers budget for.

Lakemore median: $143,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $115,200 borrowed $740
Property tax1.474% effective rate for Lakemore itself $177
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $54
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $120
Total monthly $1,334

Lakemore against Summit County and Ohio

MeasureLakemoreSummit County
Median home value$143,700$195,700
Median property tax$2,118$3,018
Effective tax rate1.474%1.542%
Median gross rent$1,073$998
Population2,917538,087

The weather behind that power bill

Lakemore sits in Summit County, which averages a high of 85.1°F in its hottest month and a low of 21.0°F in its coldest, with 32.51" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 934 cooling and 5,538 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Summit County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Summit County

Full Summit County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Lakemore?

A $144,000 home in Lakemore, Ohio costs approximately $1,334 per month with 20% down at 6.66%. That is $740 principal and interest, $177 property tax, $54 homeowners insurance, $243 utilities and $120 set aside for maintenance.

What is the property tax rate in Lakemore?

Lakemore has an effective property tax rate of 1.474%, based on a median home value of $143,700 and median real estate taxes of $2,118. That is lower than the Summit County average of 1.542%.

What is the average home price in Lakemore?

The median owner-occupied home value in Lakemore, Ohio is $143,700, against $195,700 across Summit County.

Is it cheaper to rent or buy in Lakemore?

Median gross rent in Lakemore is $1,073 a month, against $1,334 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lakemore — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology