Total monthly cost of ownership
Cost to Own a Home in Lake Don Pedro, California
A $329,000 home here costs
$2,579per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,691. The real number is $888 higher every month — 52% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lake Don Pedro against Mariposa County and California
| Measure | Lake Don Pedro | Mariposa County |
|---|---|---|
| Median home value | $329,200 | $358,000 |
| Median property tax | $2,350 | $2,437 |
| Effective tax rate | 0.714% | 0.681% |
| Median gross rent | $1,933 | $1,268 |
| Population | 1,157 | 17,060 |
The weather behind that power bill
Lake Don Pedro sits in Mariposa County, which averages a high of 74.9°F in its hottest month and a low of 30.5°F in its coldest, with 40.44" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 308 cooling and 5,919 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Mariposa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Mariposa County
Full Mariposa County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Lake Don Pedro?
A $329,000 home in Lake Don Pedro, California costs approximately $2,579 per month with 20% down at 6.66%. That is $1,691 principal and interest, $196 property tax, $51 homeowners insurance, $367 utilities and $274 set aside for maintenance.
What is the property tax rate in Lake Don Pedro?
Lake Don Pedro has an effective property tax rate of 0.714%, based on a median home value of $329,200 and median real estate taxes of $2,350. That is higher than the Mariposa County average of 0.681%.
What is the average home price in Lake Don Pedro?
The median owner-occupied home value in Lake Don Pedro, California is $329,200, against $358,000 across Mariposa County.
Is it cheaper to rent or buy in Lake Don Pedro?
Median gross rent in Lake Don Pedro is $1,933 a month, against $2,579 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lake Don Pedro — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.