Total monthly cost of ownership
Cost to Own a Home in Lake Camelot, Wisconsin
A $309,000 home here costs
$2,594per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $111,000 a year.
A standard mortgage calculator would have told you $1,685. The real number is $909 higher every month, 54% more than the payment most buyers budget for.
Compare Adams County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Lake Camelot from a five-year rolling sample, and with about 1,197 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Adams County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lake Camelot against Adams County and Wisconsin
| Measure | Lake Camelot | Adams County |
|---|---|---|
| Median home value | $309,200 | $184,500 |
| Median property tax | $4,548 | $2,397 |
| Effective tax rate | 1.471% | 1.299% |
| Median gross rent | — | $789 |
| Population | 1,197 | 20,928 |
The weather behind that power bill
Lake Camelot sits in Adams County, which averages a high of 82.3°F in its hottest month and a low of 6.0°F in its coldest, with 35.1" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 547 cooling and 7,811 heating degree days, which is what sets the $125 electricity line above.
See the full climate breakdown for Adams County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Adams County
Full Adams County cost breakdown · Every county in Wisconsin
Talk to someone who works this market
These are Lake Camelot averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Lake Camelot every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Lake Camelot I already own here and may sell
Common questions
How much does it cost to own a home in Lake Camelot?
A $309,000 home in Lake Camelot, Wisconsin costs approximately $2,594 per month with 20% down at 7.24%. That is $1,685 principal and interest, $379 property tax, $80 homeowners insurance, $193 utilities and $258 set aside for maintenance.
What is the property tax rate in Lake Camelot?
Lake Camelot has an effective property tax rate of 1.471%, based on a median home value of $309,200 and median real estate taxes of $4,548. That is higher than the Adams County average of 1.299%.
What is the average home price in Lake Camelot?
The median owner-occupied home value in Lake Camelot, Wisconsin is $309,200, against $184,500 across Adams County.
Is it cheaper to rent or buy in Lake Camelot?
Rent data is not published for Lake Camelot at this level of detail.
What salary do you need to buy a home in Lake Camelot?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Lake Camelot, Wisconsin at today's rate takes a household income of roughly $111,000 a year. That covers the full $2,594 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lake Camelot, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Wisconsin.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.