Cost to Own
United StatesWisconsinAdams CountyLake Camelot Population 1,197 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lake Camelot, Wisconsin

A $309,000 home here costs

$2,550

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,589. The real number is $961 higher every month — 61% more than the payment most buyers budget for.

Lake Camelot median: $309,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $247,200 borrowed $1,589
Property tax1.471% effective rate for Lake Camelot itself $379
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $80
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $258
Total monthly $2,550

Lake Camelot against Adams County and Wisconsin

MeasureLake CamelotAdams County
Median home value$309,200$184,500
Median property tax$4,548$2,397
Effective tax rate1.471%1.299%
Median gross rent$789
Population1,19720,928

The weather behind that power bill

Lake Camelot sits in Adams County, which averages a high of 82.3°F in its hottest month and a low of 6.0°F in its coldest, with 35.1" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 547 cooling and 7,811 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Adams County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Adams County

Full Adams County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Lake Camelot?

A $309,000 home in Lake Camelot, Wisconsin costs approximately $2,550 per month with 20% down at 6.66%. That is $1,589 principal and interest, $379 property tax, $80 homeowners insurance, $245 utilities and $258 set aside for maintenance.

What is the property tax rate in Lake Camelot?

Lake Camelot has an effective property tax rate of 1.471%, based on a median home value of $309,200 and median real estate taxes of $4,548. That is higher than the Adams County average of 1.299%.

What is the average home price in Lake Camelot?

The median owner-occupied home value in Lake Camelot, Wisconsin is $309,200, against $184,500 across Adams County.

Is it cheaper to rent or buy in Lake Camelot?

Rent data is not published for Lake Camelot at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lake Camelot — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology