Total monthly cost of ownership
Cost to Own a Home in Kingman, Kansas
A $65,000 home here costs
$762per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $334. The real number is $428 higher every month — 128% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Kingman against Kingman County and Kansas
| Measure | Kingman | Kingman County |
|---|---|---|
| Median home value | $65,000 | $107,400 |
| Median property tax | $1,586 | $1,916 |
| Effective tax rate | 2.440% | 1.784% |
| Median gross rent | $792 | $807 |
| Population | 3,003 | 7,284 |
The weather behind that power bill
Kingman sits in Kingman County, which averages a high of 92.8°F in its hottest month and a low of 19.2°F in its coldest, with 33.22" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 1,558 cooling and 4,844 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Kingman County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kingman County
No other places of this size are published in Kingman County.
Common questions
How much does it cost to own a home in Kingman?
A $65,000 home in Kingman, Kansas costs approximately $762 per month with 20% down at 6.66%. That is $334 principal and interest, $132 property tax, $38 homeowners insurance, $204 utilities and $54 set aside for maintenance.
What is the property tax rate in Kingman?
Kingman has an effective property tax rate of 2.440%, based on a median home value of $65,000 and median real estate taxes of $1,586. That is higher than the Kingman County average of 1.784%.
What is the average home price in Kingman?
The median owner-occupied home value in Kingman, Kansas is $65,000, against $107,400 across Kingman County.
Is it cheaper to rent or buy in Kingman?
Median gross rent in Kingman is $792 a month, against $762 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Kingman — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.