Cost to Own
United StatesMontanaGallatin CountyKing Arthur Park Population 2,343 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in King Arthur Park, Montana

A $334,000 home here costs

$2,477

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,717. The real number is $760 higher every month — 44% more than the payment most buyers budget for.

King Arthur Park median: $333,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $267,200 borrowed $1,717
Property tax0.599% — Gallatin County rate; no place-level figure published $167
Homeowners insuranceMontana averages $1,471/yr (NAIC), or 0.413% of home value $115
Electricity14.67¢/kWh — Montana residential average, EIA $132
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $278
Total monthly $2,477

King Arthur Park against Gallatin County and Montana

MeasureKing Arthur ParkGallatin County
Median home value$333,500$604,900
Median property tax$3,625
Effective tax rate0.599%0.599%
Median gross rent$2,201$1,574
Population2,343122,194

The weather behind that power bill

King Arthur Park sits in Gallatin County, which averages a high of 85.4°F in its hottest month and a low of 9.7°F in its coldest, with 13.43" of precipitation a year and 47% of it in a single three-month stretch. That climate drives 232 cooling and 8,244 heating degree days, which is what sets the $132 electricity line above.

See the full climate breakdown for Gallatin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Gallatin County

Full Gallatin County cost breakdown · Every county in Montana

Common questions

How much does it cost to own a home in King Arthur Park?

A $334,000 home in King Arthur Park, Montana costs approximately $2,477 per month with 20% down at 6.66%. That is $1,717 principal and interest, $167 property tax, $115 homeowners insurance, $200 utilities and $278 set aside for maintenance.

What is the property tax rate in King Arthur Park?

Place-level tax data is not published for King Arthur Park, so the Gallatin County rate of 0.599% applies here.

What is the average home price in King Arthur Park?

The median owner-occupied home value in King Arthur Park, Montana is $333,500, against $604,900 across Gallatin County.

Is it cheaper to rent or buy in King Arthur Park?

Median gross rent in King Arthur Park is $2,201 a month, against $2,477 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for King Arthur Park — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Montana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology