Cost to Own
United StatesWest VirginiaWayne CountyKenova Population 2,977 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Kenova, West Virginia

A $99,000 home here costs

$914

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $509. The real number is $405 higher every month — 80% more than the payment most buyers budget for.

Kenova median: $98,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $79,200 borrowed $509
Property tax0.619% effective rate for Kenova itself $51
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $52
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $83
Total monthly $914

Kenova against Wayne County and West Virginia

MeasureKenovaWayne County
Median home value$98,700$124,900
Median property tax$611$589
Effective tax rate0.619%0.472%
Median gross rent$780$883
Population2,97738,498

The weather behind that power bill

Kenova sits in Wayne County, which averages a high of 86.4°F in its hottest month and a low of 26.4°F in its coldest, with 45.1" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,234 cooling and 4,321 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Wayne County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Wayne County

Full Wayne County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Kenova?

A $99,000 home in Kenova, West Virginia costs approximately $914 per month with 20% down at 6.66%. That is $509 principal and interest, $51 property tax, $52 homeowners insurance, $219 utilities and $83 set aside for maintenance.

What is the property tax rate in Kenova?

Kenova has an effective property tax rate of 0.619%, based on a median home value of $98,700 and median real estate taxes of $611. That is higher than the Wayne County average of 0.472%.

What is the average home price in Kenova?

The median owner-occupied home value in Kenova, West Virginia is $98,700, against $124,900 across Wayne County.

Is it cheaper to rent or buy in Kenova?

Median gross rent in Kenova is $780 a month, against $914 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Kenova — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology