Total monthly cost of ownership
Cost to Own a Home in Keno, Oregon
A $316,000 home here costs
$2,286per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,625. The real number is $661 higher every month — 41% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Keno against Klamath County and Oregon
| Measure | Keno | Klamath County |
|---|---|---|
| Median home value | $315,900 | $255,700 |
| Median property tax | $1,657 | $1,734 |
| Effective tax rate | 0.525% | 0.678% |
| Median gross rent | — | $973 |
| Population | 1,853 | 69,812 |
The weather behind that power bill
Keno sits in Klamath County, which averages a high of 84.9°F in its hottest month and a low of 18.6°F in its coldest, with 21.08" of precipitation a year and 52% of it in a single three-month stretch. That climate drives 98 cooling and 7,365 heating degree days, which is what sets the $146 electricity line above.
See the full climate breakdown for Klamath County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Klamath County
Common questions
How much does it cost to own a home in Keno?
A $316,000 home in Keno, Oregon costs approximately $2,286 per month with 20% down at 6.66%. That is $1,625 principal and interest, $138 property tax, $46 homeowners insurance, $214 utilities and $263 set aside for maintenance.
What is the property tax rate in Keno?
Keno has an effective property tax rate of 0.525%, based on a median home value of $315,900 and median real estate taxes of $1,657. That is lower than the Klamath County average of 0.678%.
What is the average home price in Keno?
The median owner-occupied home value in Keno, Oregon is $315,900, against $255,700 across Klamath County.
Is it cheaper to rent or buy in Keno?
Rent data is not published for Keno at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Keno — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oregon.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.