Cost to Own
United StatesPennsylvaniaChester CountyKenilworth Population 1,966 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Kenilworth, Pennsylvania

A $349,000 home here costs

$2,891

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,794. The real number is $1,097 higher every month — 61% more than the payment most buyers budget for.

Kenilworth median: $349,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $279,200 borrowed $1,794
Property tax1.470% effective rate for Kenilworth itself $428
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $117
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $291
Total monthly $2,891

Kenilworth against Chester County and Pennsylvania

MeasureKenilworthChester County
Median home value$349,000$461,800
Median property tax$5,131$6,191
Effective tax rate1.470%1.341%
Median gross rent$1,298$1,691
Population1,966540,896

The weather behind that power bill

Kenilworth sits in Chester County, which averages a high of 83.6°F in its hottest month and a low of 22.7°F in its coldest, with 47.14" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 778 cooling and 5,359 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Chester County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Chester County

Full Chester County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Kenilworth?

A $349,000 home in Kenilworth, Pennsylvania costs approximately $2,891 per month with 20% down at 6.66%. That is $1,794 principal and interest, $428 property tax, $117 homeowners insurance, $262 utilities and $291 set aside for maintenance.

What is the property tax rate in Kenilworth?

Kenilworth has an effective property tax rate of 1.470%, based on a median home value of $349,000 and median real estate taxes of $5,131. That is higher than the Chester County average of 1.341%.

What is the average home price in Kenilworth?

The median owner-occupied home value in Kenilworth, Pennsylvania is $349,000, against $461,800 across Chester County.

Is it cheaper to rent or buy in Kenilworth?

Median gross rent in Kenilworth is $1,298 a month, against $2,891 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Kenilworth — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology