Cost to Own
United StatesUtahKane CountyKanab Population 4,950 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Kanab, Utah

A $379,000 home here costs

$2,647

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,948. The real number is $699 higher every month — 36% more than the payment most buyers budget for.

Kanab median: $378,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $303,200 borrowed $1,948
Property tax0.449% effective rate for Kanab itself $142
Homeowners insuranceUtah averages $831/yr (NAIC), or 0.18% of home value $57
Electricity12.96¢/kWh — Utah residential average, EIA $117
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $316
Total monthly $2,647

Kanab against Kane County and Utah

MeasureKanabKane County
Median home value$378,600$350,900
Median property tax$1,701$1,470
Effective tax rate0.449%0.419%
Median gross rent$1,135$1,120
Population4,9507,996

The weather behind that power bill

Kanab sits in Kane County, which averages a high of 96.2°F in its hottest month and a low of 21.2°F in its coldest, with 10.06" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,449 cooling and 4,645 heating degree days, which is what sets the $117 electricity line above.

See the full climate breakdown for Kane County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Kane County

No other places of this size are published in Kane County.

Full Kane County cost breakdown · Every county in Utah

Common questions

How much does it cost to own a home in Kanab?

A $379,000 home in Kanab, Utah costs approximately $2,647 per month with 20% down at 6.66%. That is $1,948 principal and interest, $142 property tax, $57 homeowners insurance, $185 utilities and $316 set aside for maintenance.

What is the property tax rate in Kanab?

Kanab has an effective property tax rate of 0.449%, based on a median home value of $378,600 and median real estate taxes of $1,701. That is higher than the Kane County average of 0.419%.

What is the average home price in Kanab?

The median owner-occupied home value in Kanab, Utah is $378,600, against $350,900 across Kane County.

Is it cheaper to rent or buy in Kanab?

Median gross rent in Kanab is $1,135 a month, against $2,647 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Kanab — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Utah.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology