Total monthly cost of ownership
Cost to Own a Home in Kanab, Utah
A $379,000 home here costs
$2,752per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $118,000 a year.
A standard mortgage calculator would have told you $2,066. The real number is $686 higher every month, 33% more than the payment most buyers budget for.
Compare Kane County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Kanab from a five-year rolling sample, and with about 4,950 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Kane County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Kanab against Kane County and Utah
| Measure | Kanab | Kane County |
|---|---|---|
| Median home value | $378,600 | $350,900 |
| Median property tax | $1,701 | $1,470 |
| Effective tax rate | 0.449% | 0.419% |
| Median gross rent | $1,135 | $1,120 |
| Population | 4,950 | 7,996 |
The weather behind that power bill
Kanab sits in Kane County, which averages a high of 96.2°F in its hottest month and a low of 21.2°F in its coldest, with 10.06" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,449 cooling and 4,645 heating degree days, which is what sets the $103 electricity line above.
See the full climate breakdown for Kane County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kane County
No other places of this size are published in Kane County.
Talk to someone who works this market
These are Kanab averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Kanab every week. Free, no obligation, and we never sell your details to a list.
Common questions
How much does it cost to own a home in Kanab?
A $379,000 home in Kanab, Utah costs approximately $2,752 per month with 20% down at 7.24%. That is $2,066 principal and interest, $142 property tax, $57 homeowners insurance, $171 utilities and $316 set aside for maintenance.
What is the property tax rate in Kanab?
Kanab has an effective property tax rate of 0.449%, based on a median home value of $378,600 and median real estate taxes of $1,701. That is higher than the Kane County average of 0.419%.
What is the average home price in Kanab?
The median owner-occupied home value in Kanab, Utah is $378,600, against $350,900 across Kane County.
Is it cheaper to rent or buy in Kanab?
Median gross rent in Kanab is $1,135 a month, against $2,752 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Kanab?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Kanab, Utah at today's rate takes a household income of roughly $118,000 a year. That covers the full $2,752 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Kanab, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Utah.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.