Total monthly cost of ownership
Cost to Own a Home in Kahoka, Missouri
A $95,000 home here costs
$876per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $488. The real number is $387 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Kahoka against Clark County and Missouri
| Measure | Kahoka | Clark County |
|---|---|---|
| Median home value | $94,800 | $117,600 |
| Median property tax | $809 | $1,139 |
| Effective tax rate | 0.853% | 0.969% |
| Median gross rent | $551 | $589 |
| Population | 2,083 | 6,680 |
The weather behind that power bill
Kahoka sits in Clark County, which averages a high of 86.4°F in its hottest month and a low of 15.3°F in its coldest, with 39.23" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 1,088 cooling and 5,910 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Clark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clark County
No other places of this size are published in Clark County.
Common questions
How much does it cost to own a home in Kahoka?
A $95,000 home in Kahoka, Missouri costs approximately $876 per month with 20% down at 6.66%. That is $488 principal and interest, $68 property tax, $49 homeowners insurance, $191 utilities and $79 set aside for maintenance.
What is the property tax rate in Kahoka?
Kahoka has an effective property tax rate of 0.853%, based on a median home value of $94,800 and median real estate taxes of $809. That is lower than the Clark County average of 0.969%.
What is the average home price in Kahoka?
The median owner-occupied home value in Kahoka, Missouri is $94,800, against $117,600 across Clark County.
Is it cheaper to rent or buy in Kahoka?
Median gross rent in Kahoka is $551 a month, against $876 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Kahoka — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.