Cost to Own
United StatesFloridaPalm Beach CountyJupiter Farms Population 13,394 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Jupiter Farms, Florida

A $610,000 home here costs

$4,645

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,136. The real number is $1,509 higher every month — 48% more than the payment most buyers budget for.

Jupiter Farms median: $610,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $488,000 borrowed $3,136
Property tax0.841% effective rate for Jupiter Farms itself $428
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $369
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $508
Total monthly $4,645

Jupiter Farms against Palm Beach County and Florida

MeasureJupiter FarmsPalm Beach County
Median home value$610,100$407,300
Median property tax$5,132$3,600
Effective tax rate0.841%0.884%
Median gross rent$2,764$1,818
Population13,3941,507,453

The weather behind that power bill

Jupiter Farms sits in Palm Beach County, which averages a high of 90.0°F in its hottest month and a low of 57.9°F in its coldest, with 61.75" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 4,166 cooling and 202 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Palm Beach County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Palm Beach County

Full Palm Beach County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Jupiter Farms?

A $610,000 home in Jupiter Farms, Florida costs approximately $4,645 per month with 20% down at 6.66%. That is $3,136 principal and interest, $428 property tax, $369 homeowners insurance, $204 utilities and $508 set aside for maintenance.

What is the property tax rate in Jupiter Farms?

Jupiter Farms has an effective property tax rate of 0.841%, based on a median home value of $610,100 and median real estate taxes of $5,132. That is lower than the Palm Beach County average of 0.884%.

What is the average home price in Jupiter Farms?

The median owner-occupied home value in Jupiter Farms, Florida is $610,100, against $407,300 across Palm Beach County.

Is it cheaper to rent or buy in Jupiter Farms?

Median gross rent in Jupiter Farms is $2,764 a month, against $4,645 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Jupiter Farms — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology