Cost to Own
United StatesOregonCrook CountyJuniper Canyon Population 3,133 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Juniper Canyon, Oregon

A $389,000 home here costs

$2,809

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,000. The real number is $809 higher every month — 40% more than the payment most buyers budget for.

Juniper Canyon median: $389,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $311,200 borrowed $2,000
Property tax0.661% effective rate for Juniper Canyon itself $214
Homeowners insuranceOregon averages $793/yr (NAIC), or 0.173% of home value $56
Electricity16.27¢/kWh — Oregon residential average, EIA $146
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $324
Total monthly $2,809

Juniper Canyon against Crook County and Oregon

MeasureJuniper CanyonCrook County
Median home value$389,200$423,300
Median property tax$2,573$2,703
Effective tax rate0.661%0.639%
Median gross rent$1,081$1,224
Population3,13325,651

The weather behind that power bill

Juniper Canyon sits in Crook County, which averages a high of 89.0°F in its hottest month and a low of 22.6°F in its coldest, with 12.46" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 388 cooling and 6,248 heating degree days, which is what sets the $146 electricity line above.

See the full climate breakdown for Crook County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Crook County

Full Crook County cost breakdown · Every county in Oregon

Common questions

How much does it cost to own a home in Juniper Canyon?

A $389,000 home in Juniper Canyon, Oregon costs approximately $2,809 per month with 20% down at 6.66%. That is $2,000 principal and interest, $214 property tax, $56 homeowners insurance, $214 utilities and $324 set aside for maintenance.

What is the property tax rate in Juniper Canyon?

Juniper Canyon has an effective property tax rate of 0.661%, based on a median home value of $389,200 and median real estate taxes of $2,573. That is higher than the Crook County average of 0.639%.

What is the average home price in Juniper Canyon?

The median owner-occupied home value in Juniper Canyon, Oregon is $389,200, against $423,300 across Crook County.

Is it cheaper to rent or buy in Juniper Canyon?

Median gross rent in Juniper Canyon is $1,081 a month, against $2,809 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Juniper Canyon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oregon.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology