Cost to Own
United States › Alaska › Juneau City and Borough › Juneau city and Population 31,969 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $1,052 a month in taxes, insurance, utilities and upkeep. See the full Juneau City and Borough picture

Total monthly cost of ownership

Cost to Own a Home in Juneau city and, Alaska

A $433,000 home here costs

$3,412

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $146,000 a year.

P&I 69%Tax 10%Insurance 3%Utilities 7%Upkeep 11%

A standard mortgage calculator would have told you $2,361. The real number is $1,052 higher every month, 45% more than the payment most buyers budget for.

Compare Juneau City and Borough with anywhere in America · full county breakdown

Juneau city and median: $432,500
Under 20% adds PMI
Freddie Mac PMMS
AK average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $346,400 borrowed $2,361
Property tax0.934% effective rate for Juneau city and itself $337
Homeowners insuranceAlaska averages $1,067/yr (NAIC), or 0.321% of home value $116
Electricity29.41ยข/kWh, Alaska residential average, EIA $170
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $361
Total monthly $3,412

Juneau city and against Juneau City and Borough and Alaska

MeasureJuneau city andJuneau City and Borough
Median home value$432,500$432,500
Median property tax$4,039$4,039
Effective tax rate0.934%0.934%
Median gross rent$1,462$1,462
Population31,96931,969

The weather behind that power bill

Juneau city and sits in Juneau City and Borough, which averages a high of 64.5°F in its hottest month and a low of 22.2°F in its coldest, with 25.18" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 8 cooling and 8,113 heating degree days, which is what sets the $170 electricity line above.

See the full climate breakdown for Juneau City and Borough , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Juneau City and Borough

No other places of this size are published in Juneau City and Borough.

Full Juneau City and Borough cost breakdown · Every county in Alaska

Talk to someone who works this market

These are Juneau city and averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Juneau city and every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Juneau city and I already own here and may sell

Common questions

How much does it cost to own a home in Juneau city and?

A $433,000 home in Juneau city and, Alaska costs approximately $3,412 per month with 20% down at 7.24%. That is $2,361 principal and interest, $337 property tax, $116 homeowners insurance, $238 utilities and $361 set aside for maintenance.

What is the property tax rate in Juneau city and?

Juneau city and has an effective property tax rate of 0.934%, based on a median home value of $432,500 and median real estate taxes of $4,039. That is in line with the Juneau City and Borough average of 0.934%.

What is the average home price in Juneau city and?

The median owner-occupied home value in Juneau city and, Alaska is $432,500, against $432,500 across Juneau City and Borough.

Is it cheaper to rent or buy in Juneau city and?

Median gross rent in Juneau city and is $1,462 a month, against $3,412 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Juneau city and?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Juneau city and, Alaska at today's rate takes a household income of roughly $146,000 a year. That covers the full $3,412 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Juneau city and, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Alaska.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology