Total monthly cost of ownership
Cost to Own a Home in Julesburg, Colorado
A $131,000 home here costs
$1,093per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $673. The real number is $420 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Julesburg against Sedgwick County and Colorado
| Measure | Julesburg | Sedgwick County |
|---|---|---|
| Median home value | $131,100 | $142,700 |
| Median property tax | $714 | $671 |
| Effective tax rate | 0.545% | 0.470% |
| Median gross rent | $708 | $728 |
| Population | 1,193 | 2,346 |
The weather behind that power bill
Julesburg sits in Sedgwick County, which averages a high of 89.7°F in its hottest month and a low of 15.2°F in its coldest, with 17.61" of precipitation a year and 47% of it in a single three-month stretch. That climate drives 825 cooling and 6,399 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Sedgwick County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sedgwick County
No other places of this size are published in Sedgwick County.
Full Sedgwick County cost breakdown · Every county in Colorado
Common questions
How much does it cost to own a home in Julesburg?
A $131,000 home in Julesburg, Colorado costs approximately $1,093 per month with 20% down at 6.66%. That is $673 principal and interest, $59 property tax, $38 homeowners insurance, $213 utilities and $109 set aside for maintenance.
What is the property tax rate in Julesburg?
Julesburg has an effective property tax rate of 0.545%, based on a median home value of $131,100 and median real estate taxes of $714. That is higher than the Sedgwick County average of 0.470%.
What is the average home price in Julesburg?
The median owner-occupied home value in Julesburg, Colorado is $131,100, against $142,700 across Sedgwick County.
Is it cheaper to rent or buy in Julesburg?
Median gross rent in Julesburg is $708 a month, against $1,093 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Julesburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Colorado.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.