Total monthly cost of ownership
Cost to Own a Home in Jonesville, Louisiana
A $81,000 home here costs
$822per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $35,000 a year.
A standard mortgage calculator would have told you $442. The real number is $380 higher every month, 86% more than the payment most buyers budget for.
Compare Catahoula Parish with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Jonesville from a five-year rolling sample, and with about 1,425 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Catahoula Parish figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jonesville against Catahoula Parish and Louisiana
| Measure | Jonesville | Catahoula Parish |
|---|---|---|
| Median home value | $80,600 | $88,000 |
| Median property tax | $199 | $257 |
| Effective tax rate | 0.247% | 0.292% |
| Median gross rent | $1,061 | $724 |
| Population | 1,425 | 8,738 |
The weather behind that power bill
Jonesville sits in Catahoula Parish, which averages a high of 90.7°F in its hottest month and a low of 37.3°F in its coldest, with 59.55" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,289 cooling and 2,185 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Catahoula Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Catahoula Parish
No other places of this size are published in Catahoula Parish.
Full Catahoula Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Jonesville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Jonesville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Jonesville I already own here and may sell
Common questions
How much does it cost to own a home in Jonesville?
A $81,000 home in Jonesville, Louisiana costs approximately $822 per month with 20% down at 7.24%. That is $442 principal and interest, $17 property tax, $73 homeowners insurance, $223 utilities and $68 set aside for maintenance.
What is the property tax rate in Jonesville?
Jonesville has an effective property tax rate of 0.247%, based on a median home value of $80,600 and median real estate taxes of $199. That is lower than the Catahoula Parish average of 0.292%.
What is the average home price in Jonesville?
The median owner-occupied home value in Jonesville, Louisiana is $80,600, against $88,000 across Catahoula Parish.
Is it cheaper to rent or buy in Jonesville?
Median gross rent in Jonesville is $1,061 a month, against $822 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Jonesville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Jonesville, Louisiana at today's rate takes a household income of roughly $35,000 a year. That covers the full $822 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jonesville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.