Total monthly cost of ownership
Cost to Own a Home in Jonesville, Louisiana
A $81,000 home here costs
$769per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $416. The real number is $352 higher every month — 85% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jonesville against Catahoula Parish and Louisiana
| Measure | Jonesville | Catahoula Parish |
|---|---|---|
| Median home value | $80,600 | $88,000 |
| Median property tax | $199 | $257 |
| Effective tax rate | 0.247% | 0.292% |
| Median gross rent | $1,061 | $724 |
| Population | 1,425 | 8,738 |
The weather behind that power bill
Jonesville sits in Catahoula Parish, which averages a high of 90.7°F in its hottest month and a low of 37.3°F in its coldest, with 59.55" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,289 cooling and 2,185 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Catahoula Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Catahoula Parish
No other places of this size are published in Catahoula Parish.
Full Catahoula Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Jonesville?
A $81,000 home in Jonesville, Louisiana costs approximately $769 per month with 20% down at 6.66%. That is $416 principal and interest, $17 property tax, $73 homeowners insurance, $195 utilities and $68 set aside for maintenance.
What is the property tax rate in Jonesville?
Jonesville has an effective property tax rate of 0.247%, based on a median home value of $80,600 and median real estate taxes of $199. That is lower than the Catahoula Parish average of 0.292%.
What is the average home price in Jonesville?
The median owner-occupied home value in Jonesville, Louisiana is $80,600, against $88,000 across Catahoula Parish.
Is it cheaper to rent or buy in Jonesville?
Median gross rent in Jonesville is $1,061 a month, against $769 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jonesville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.