Total monthly cost of ownership
Cost to Own a Home in Johnsonville, South Carolina
A $119,000 home here costs
$1,029per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $612. The real number is $417 higher every month — 68% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Johnsonville against Florence County and South Carolina
| Measure | Johnsonville | Florence County |
|---|---|---|
| Median home value | $118,500 | $165,500 |
| Median property tax | $566 | $724 |
| Effective tax rate | 0.478% | 0.437% |
| Median gross rent | $838 | $908 |
| Population | 1,037 | 136,921 |
The weather behind that power bill
Johnsonville sits in Florence County, which averages a high of 92.0°F in its hottest month and a low of 36.0°F in its coldest, with 45.3" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,257 cooling and 2,334 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Florence County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Florence County
Full Florence County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Johnsonville?
A $119,000 home in Johnsonville, South Carolina costs approximately $1,029 per month with 20% down at 6.66%. That is $612 principal and interest, $47 property tax, $57 homeowners insurance, $213 utilities and $99 set aside for maintenance.
What is the property tax rate in Johnsonville?
Johnsonville has an effective property tax rate of 0.478%, based on a median home value of $118,500 and median real estate taxes of $566. That is higher than the Florence County average of 0.437%.
What is the average home price in Johnsonville?
The median owner-occupied home value in Johnsonville, South Carolina is $118,500, against $165,500 across Florence County.
Is it cheaper to rent or buy in Johnsonville?
Median gross rent in Johnsonville is $838 a month, against $1,029 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Johnsonville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.