Total monthly cost of ownership
Cost to Own a Home in Johnson City, Kansas
A $62,000 home here costs
$740per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $319. The real number is $422 higher every month — 132% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Johnson City against Stanton County and Kansas
| Measure | Johnson City | Stanton County |
|---|---|---|
| Median home value | $62,100 | $64,200 |
| Median property tax | $1,559 | $1,586 |
| Effective tax rate | 2.510% | 2.470% |
| Median gross rent | $698 | $691 |
| Population | 1,244 | 2,018 |
The weather behind that power bill
Johnson City sits in Stanton County, which averages a high of 93.4°F in its hottest month and a low of 20.2°F in its coldest, with 17.47" of precipitation a year and 46% of it in a single three-month stretch. That climate drives 1,451 cooling and 4,773 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Stanton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Stanton County
No other places of this size are published in Stanton County.
Common questions
How much does it cost to own a home in Johnson City?
A $62,000 home in Johnson City, Kansas costs approximately $740 per month with 20% down at 6.66%. That is $319 principal and interest, $130 property tax, $36 homeowners insurance, $204 utilities and $52 set aside for maintenance.
What is the property tax rate in Johnson City?
Johnson City has an effective property tax rate of 2.510%, based on a median home value of $62,100 and median real estate taxes of $1,559. That is higher than the Stanton County average of 2.470%.
What is the average home price in Johnson City?
The median owner-occupied home value in Johnson City, Kansas is $62,100, against $64,200 across Stanton County.
Is it cheaper to rent or buy in Johnson City?
Median gross rent in Johnson City is $698 a month, against $740 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Johnson City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.